Introducing Pacific Residential Mortgage's Construction-to-Permanent Loan

PRM now offers Construction-to-Permanent financing! Do you know anyone thinking about building their next home? This could be the perfect solution for them!

Investment Properties vs. Second Homes

Though similar in purpose, second homes are financed differently than investment properties. Read more on the PacRes blog.

Is Home Price or Interest Rate More Important?

If homes are more affordable due to a higher interest rate, buying a place well within your budget could be advantageous if rates decrease.

Is it Possible to Time the Housing Market?

While no one can be certain what will happen in the 2020 housing market, we can prepare for a variety of scenarios based on what's been done before.

Is Living in the Country or Living in the City Better?

There are advantages to living in the country, like a lower cost of living, and perks to city living, like being close to job opportunities.

Is There a Difference Between APR and Interest Rate?

Two key aspects of your mortgage are the annual percentage rate (APR) and the interest rate. Do you know the difference between the two? Read more here.