Loan Products
Loan Products
First-time buyer to experienced homeowner, let us help you find the perfect loan for your life and long-term goals.
CONVENTIONAL
Stable monthly payments for borrowers with solid credit profiles.
JUMBO
Finance a home with a price that exceeds the conventional loan limit.
NON-QM
I need a home loan but don’t meet the requirements to be considered for a qualified mortgage.
FHA
Affordable homeownership with a low down payment and monthly payment options.
VA
Mortgage solution made specifically for military veterans, active-duty, or surviving spouses.
USDA
I want to bring my rural dream home to life.
REVERSE
I want to unlock equity and supplement my retirement income.
RENOVATION
I want to renovate my home.
DOWN PAYMENT ASSISTANCE
Down payment assistance for first-time buyers.
HELOC
I want to use the equity I’ve built up in my home for a renovation, to consolidate debt, cover education costs, or to pay for other large expenses
Conforming Loan Limit Values Map
Use our interactive map to find out the conforming loan limit in your neighborhood.
First-Time Buyers: Start Here
Congratulations on taking the first step in your journey to homeownership! PacRes Mortgage is here to help you through every step of the process, and beyond.
Fill out the contact form to receive a downloadable homebuying packet with all of the information and resources you need to get started!