FACTS
WHAT DOES Pacific Residential Mortgage, LLC, DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice.
How?
Financial institutions may share customer’s personal information to conduct their business operations effectively. Below, we outline the specific reasons why Pacific Residential Mortgage, LLC, chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information |
Does Pacific Residential Mortgage, LLC, Share? |
Can you limit this sharing? |
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For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes |
No |
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For our marketing purposes — to offer our products and services to you |
Yes |
No |
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For joint marketing with other financial companies |
Yes |
No |
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For our affiliates’ everyday business purposes — information about your transactions and experiences |
Yes |
Yes |
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For our affiliates’ everyday business purposes — information about your creditworthiness |
Yes |
Yes |
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For affiliates to market to you |
Yes |
Yes |
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For nonaffiliates to market to you |
No |
We Don’t Share |
To limit
our sharing
Please note:
If you’re a new customer, we may start sharing your information immediately after sending you this notice. If you stop being a customer, we may still share your information as explained here. However, you can contact us anytime to request limits on how we share your information.
Questions?
Who we are |
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Who is providing this notice? |
Pacific Residential Mortgage, LLC, |
What we do |
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How does Pacific Residential Mortgage, LLC, protect my personal information? |
To safeguard your personal information from unauthorized access and use, we implement security measures that comply with applicable federal laws and regulations. These measures include advanced computer safeguards, secure filing systems, and restricted access to physical locations to ensure the protection of your information. |
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How does Pacific Residential Mortgage, LLC, collect my personal information? |
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies |
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Why can’t I limit all sharing? |
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. |
Definitions |
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Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies. An affiliate of Pacific Residential Mortgage, LLC, ,
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Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
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Joint marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
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