FACTS

WHAT DOES Pacific Residential Mortgage, LLC, DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Income and Account Balances
  • Assets and Credit history
  • Credit scores and Employment information

When you are no longer our customer, we continue to share your information as described in this notice.

How?

Financial institutions may share customer’s personal information to conduct their business operations effectively. Below, we outline the specific reasons why Pacific Residential Mortgage, LLC, chooses to share; and whether you can limit this sharing.



Reasons we can share your personal information


Does Pacific Residential Mortgage, LLC, Share?


Can you limit this sharing?


For our everyday business purposes such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus


Yes


No


For our marketing purposes —

to offer our products and services to you


Yes


No


For joint marketing with other financial companies


Yes


No


For our affiliates’ everyday business purposes

— information about your transactions and experiences


Yes


Yes


For our affiliates’ everyday business purposes

— information about your creditworthiness


Yes


Yes


For affiliates to market to you


Yes


Yes


For nonaffiliates to market to you


No


We Don’t Share


To limit

our sharing

Please note:

If you’re a new customer, we may start sharing your information immediately after sending you this notice. If you stop being a customer, we may still share your information as explained here. However, you can contact us anytime to request limits on how we share your information.

Questions?

Call 800-318-4571 or go to www.gopacres.com


Who we are


Who is providing this notice?


Pacific Residential Mortgage, LLC,


What we do


How does Pacific Residential Mortgage, LLC,

protect my personal information?


To safeguard your personal information from unauthorized access and use, we implement security measures that comply with applicable federal laws and regulations. These measures include advanced computer safeguards, secure filing systems, and restricted access to physical locations to ensure the protection of your information.


How does Pacific Residential Mortgage, LLC,

collect my personal information?


We collect your personal information, for example, when you

  • Apply for a loan or

  • Provide employment inofrmation or

  • Give us your income information or

  • Provide account information or

  • Provide you remortgage information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies


Why can’t I limit all sharing?


Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes — information about your creditworthiness

  • affiliates from using your information to market to you

  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.


Definitions


Affiliates


Companies related by common ownership or control. They can be financial and nonfinancial companies. An affiliate of Pacific Residential Mortgage, LLC, ,

  • Go Mortgage NMLS# 1018 is also committed to maintaining the confidentiality and security of your personal information.

  • Go Realty, LLC, Meymax Title Agency of Ohio, LLC


Nonaffiliates


Companies not related by common ownership or control. They can be financial and nonfinancial companies.


  • Pacific Residential Mortgage, LLC, does not share with nonaffiliates


Joint marketing


A formal agreement between nonaffiliated financial companies that together market financial products or services to you.


  • Pacific Residential Mortgage, LLC, does not jointly market with nonaffiliates