See what our clients say

See what our clients say
We’re proud to share our client reviews because top-notch service and commitment to your total financial health is the fingerprint of our work.
January 3, 2025
Though I ended up having to go through the condo builder's approved lender, Tim was super nice and helpful in beginning my navigation with first-time homebuyer loans.
January 2, 2025
Every aspect from beginning to end was excellent working with Tim and the PacRes Team. Consistent and clear communication throughout, which was so appreciated.
December 29, 2024
I can’t imagine working with anyone other than Tim for my home lending needs. We were first time homebuyers when I approached him to help us secure financing. He came highly recommended by a coworker of mine, and as promised, he made the process seamless! During our first visit, he clearly outlined the steps and order of operations and he kept them all on time throughout. After submitting our application, he kept our conversations short and sweet, letting me know exactly what I needed to do to satisfy the potential lenders. Even now, years after moving in, Tim still calls regularly to say hi and see how we’re doing! He is a genuinely nice person and great at what he does!
December 26, 2024
Tyler Beard is great to work with we worked with him a couple of times he’s amazing
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No Down Payment for First-Time Homebuyers

Explore how no down payment first-time homebuyer mortgages work. Learn about zero down payment options...