To whom it may concern:

My name is James Philip Lindsay;

I would very much like to Commend in the highest regard your Senior Mortgage Banker Tim McBratney.

He has been most helpful and indispensable to me in helping me attain and manage my VA Loan with Servion Mortgage, Inc. the “Loan Servicing” company, and even when the loan had been sold to a deferent Loan Servicer “BSI Financial”, he has been helping me deal with mistakes that BSI Financial has been making regarding my Monthly Payments and continues to help me with exceptional knowledge and regulations that apply.

He has helped me through the most trying and difficult times of my life, and I not only consider him a invaluable and most knowledgeable professional I have had the pleasure of doing business with, I consider him a close and good friend for life!

This Very Professional and good Man deserver’s all of the acclamations that can be given!

In my Book he deserves an Award!

Sincerely yours,

Cpl. James Philip Lindsay U.S.M.C Retired

PS,

His Team at “Pacific Residential Mortgage” is Outstanding!

From first day to last Melair and team were A+.
Communication was excellent.
Explanations were thorough.
Highly recommend.
And the bottle of Pinot was yummy!

We used Buddy and his team for our first mortgage years ago.
It was a very positive experience! We have continued to reach out to the team for advice, and always delighted in the advantages the team provides.

First of all. Stop thinking and call team PRM ASAP. They did everything I requested with a smile. Communication is the key to any relationship and someone was always available for me. That’s so important to me. No means, “I’ll find you a yes” to this group of aggressive, intelligent, motivated and genuinely happy to achieve the goals. Thank you all for unlocking the opportunities I do not even understand yet.

Thank you so much for all your help you truly are
amazing. You always make the entire process
so smooth and painless. I love how knowledgeable you
are and how you take the time to answer any questions I
may have. You are very fast, helpful, and easy to
understand. I would use your services again without any
hesitation. You're definitely my favorite mortgage advisor
!! I would recommend and
have recommended acRes Mortgage to anyone
looking for a home loan. You have an amazing team!

This is our 2nd time using this amazing team. Again they were very helpful and responsive to all my questions. Would recommend to family and friends, wait actually have to several! Thank You!

Tim and his team at Pacific Residential are awesome. We had been wanting to purchase a home for several years but thought that we wouldn't be able to qualify for a loan because of all of our student loans. Tim and his team were able to get us approved and the process was much smoother than I thought. They use new systems that make so you don't have to provide as much paper documentation. The whole process was very smooth and communication was excellent. If you are looking to get a new home or refinance the one you have. Give Tim a call!!

Sherry V is absolutely the best mortgage broker in the city. She is fast, efficient and easy to work with! She answered all of my questions and made this process so great! Fantastic experience!

Dave is excellent to work with and goes above and beyond to get you a loan. He is honest and proficient. He is the only one I would ever do a loan with.

They are amazing! Took the stress out of the refinance process.
100% would recommend them to family and friends