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When Do I Need a Down Payment Ready?

The amount you pay in earnest money vs. down payment is open to negotiation, based on the market and the condition of the house.

22 0627 Blog When Do I Need a Down Payment Ready 1 header arrow

When is My First Mortgage Payment Due?

Typically, your first mortgage payment is due at the beginning of the first full month after closing, but each situation is unique. Find out more.

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When is the Best Time to Refinance?

Refinancing is usually done to secure better loan terms than your current loan, like a lower interest rate or a lower monthly payment.

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When to Decorate for Each Holiday This Year

What's your holiday decorating schedule? Learn when to start decorating for fall and when to decorate for each holiday.

22 1003 Blog When to Decorate for Each Holiday This Year 3 arrow

When to Start Home Shopping: 3 Tips

Don't drive yourself crazy searching for the home of your dreams. Here are three home shopping tips to consider before you start the process.

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Which is Better for You? Standard vs. Itemized Deductions

Explore the differences between standard and itemized deductions and how to optimize your tax refund and minimize liabilities.

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9400 SW Beaverton Hillsdale Hwy
Suite 145
Beaverton, OR 97005

503-699-LOAN (5626)

800-318-4571 (toll free)

feedback@pacresmortgage.com

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Reverse Mortgage - Contents not provided by, or approved by FHA, HUD or any other government agency. At the conclusion of a reverse mortgage, the borrower must repay the loan and may have to sell the home or repay the loan from other proceeds; charges will be assessed with the loan, including an origination fee, closing costs, mortgage insurance premiums and servicing fees; the loan balance grows over time and interest is charged on the outstanding balance; the borrower remains responsible for property taxes, hazard insurance and home maintenance, and failure to pay these amounts may result in the loss of the home; interest on a reverse mortgage is not tax deductible until the borrower makes partial or full re-payment.


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