What You Should Know About Home Warranties

A home warranty covers repairs or replacements of a home's systems/appliances when they stop working from old age or general wear and tear.

What You Should Know About the Appraisal Process

There are many checkpoints on the road to closing, including the home appraisal. Learn more on the PacRes blog.

What's an LTV Ratio?

Your LTV is a factor in the loan approval process because various loan programs have different maximum LTV limits. Read more here.

What’s Dad’s Retirement Plan? When a Reverse Mortgage Makes Sense

Help your parents prepare a retirement plan with help from a reverse mortgage as a long-term financial planning tool.

What’s the ‘Lock In’ Effect? Break Free Using Home Equity

Turn the freeze into a breeze with home equity. From smart renovations to financial empowerment, success starts here.

When Do I Need a Co-Borrower?

A co-borrower is a person who accepts partial responsibility for repaying a loan. In some cases, this may be the best way to get approved.