What's an LTV Ratio?

Your LTV is a factor in the loan approval process because various loan programs have different maximum LTV limits. Read more here.

When Do I Need a Co-Borrower?

A co-borrower is a person who accepts partial responsibility for repaying a loan. In some cases, this may be the best way to get approved.

When is My First Mortgage Payment Due?

Typically, your first mortgage payment is due at the beginning of the first full month after closing, but each situation is unique. Find out more.

When is the Best Time to Refinance?

Refinancing is usually done to secure better loan terms than your current loan, like a lower interest rate or a lower monthly payment.

When to Start Home Shopping: 3 Tips

Don't drive yourself crazy searching for the home of your dreams. Here are three home shopping tips to consider before you start the process.

Which Loan is Best For Me?

At PRM, our Mortgage Advisors spend extensive time evaluating your financial situation to determine which home loan would best fit your needs. Learn more.