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The Low Down on Gift Funds

First-time homebuyers needing help with their down payment often find it in the form of gift or grant funds. Many loan programs allow for 100% gift funds.

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The Millennial Homebuyer’s Guide: Overcoming Financial Hurdles

Unlock the secrets to successful homebuying—navigate student debt, credit score challenges, and down payment struggles, turning obstacles into opportunities.

24 0101 Millennials Homebuying Guide2 arrow

The Perfect Holiday Gift--Money for a Down Payment?

Make sure that you're familiar with the rules around gift funds if you're planning to give or receive down payment assistance this year.

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The Piggyback Loan

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The Power of Pre-Approval: How to Make Getting a Mortgage Easy and Safe

Find your dream home faster and with less hassle—with a mortgage pre-approval, you'll gain a better understand your budget and enjoy a faster closing.

23 0501 Blog The Power of Pre Approval arrow

The Pros of Government-Insured Loans

In the mortgage industry, there is a clear distinction between two different groups of home loans: conventional loans and government-insured loans.

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9400 SW Beaverton Hillsdale Hwy
Suite 145
Beaverton, OR 97005

503-699-LOAN (5626)

800-318-4571 (toll free)

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Reverse Mortgage - Contents not provided by, or approved by FHA, HUD or any other government agency. At the conclusion of a reverse mortgage, the borrower must repay the loan and may have to sell the home or repay the loan from other proceeds; charges will be assessed with the loan, including an origination fee, closing costs, mortgage insurance premiums and servicing fees; the loan balance grows over time and interest is charged on the outstanding balance; the borrower remains responsible for property taxes, hazard insurance and home maintenance, and failure to pay these amounts may result in the loss of the home; interest on a reverse mortgage is not tax deductible until the borrower makes partial or full re-payment.


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