The Difference Between Prepaid Items and Closing Costs

What is the difference between prepaid items and closing costs? Find out what home buyers can expect when closing on their home.

The First-Time Buyer’s Guide to Tax Credits & Deductions

Learn about exclusive tax breaks to help first-time buyers save money this year.

The Gift of Homeownership: How to Help a Loved One on Their Journey

Help a loved one unlock their path to homeownership with guidance custom-fit for today’s housing market.

The HELOC Process

Now that you understand the basics of a HELOC, the next step is to go through the detailed application process so you know what to expect.

The Home Loan Timeline

One of our primary goals at Pacific Residential Mortgage is to simplify the home loan timeline as much as possible. Read more here.

The HomeReady Loan Solution

Whether it's student loan debt, a small down payment, or any number of other things, qualifying for a home loan may seem impossible at homes.