The Cost of Using an iBuyer

iBuyers, or "instant buyers", are online real estate investors who use digital tools to reduce transactional property costs. Read more here.

The HELOC Process

Now that you understand the basics of a HELOC, the next step is to go through the detailed application process so you know what to expect.

The Home Loan Timeline

One of our primary goals at Pacific Residential Mortgage is to simplify the home loan timeline as much as possible. Read more here.

The HomeReady Loan Solution

Whether it's student loan debt, a small down payment, or any number of other things, qualifying for a home loan may seem impossible at homes.

The Low Down on Gift Funds

First-time homebuyers needing help with their down payment often find it in the form of gift or grant funds. Many loan programs allow for 100% gift funds.

The Perfect Holiday Gift--Money for a Down Payment?

Make sure that you're familiar with the rules around gift funds if you're planning to give or receive down payment assistance this year.