What is a HELOC?

If you qualify for a HELOC, the lender provides you with a line of credit which can even include a debit card to cover the cost of renovations or repairs.

What is a Loan Estimate?

Your lender must provide a Loan Estimate within three business days of receiving your application. It gives the most pertinent information about your loan.

What is a Mortgage Contingency?

A mortgage contingency is a clause in a real estate contract that protects both the buyer and the seller if loan financing were to fall through.

What is a Mortgage?

A mortgage is a loan used to purchase or refinance a home, and it obligates the borrower to pay back the loan with a predetermined set of payments.

What is a Reverse Mortgage Refinance?

If you're 62+ and on a fixed income or looking to make a significant addition to your finances, a reverse mortgage refinance might be for you.

What is a USDA Loan?

The USDA loan is a $0 down payment, 100% financing home mortgage option available to homebuyers searching for their dream home in rural and suburban areas.