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Planning to Buy a Home? Strategies to Deal with Rising Mortgage Rates

Here's how rising mortgage rates could affect your homebuying journey, and the strategies you can use to protect your purchase power.

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Potential Delays in Closing During Tax Season

Buyers must have final tax info from 2016 before final loan approval So pay close attention to potential delays in closing during tax season!

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Pre-approval vs. Pre-qualification

A pre-approval gives you the advantage. PRM will set you up to win. With our quick and accurate pre-approvals, your offer will get to the top of the pile.

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Preparing Financially for Parenthood and Homeownership

Learn how to create a budget, save for a down payment, and find the perfect family-friendly neighborhood

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Preparing for the Future: How Financial Literacy Helps Kids Become Homeowners

Financial literacy is an important life skill that will set your child up for success. These tips will teach your kid to be smart with money.

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Preparing Homebuyers in a Hot Market: Understanding Appraisal Gaps

An appraisal gap is a discrepancy that occurs when a buyer's offer is higher than the actual appraised value of the property they want to buy. It's an issue most commonly experienced by buyers in competitive markets in which bidding wars and other aggressive offer tactics are common.

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9400 SW Beaverton Hillsdale Hwy
Suite 145
Beaverton, OR 97005

503-699-LOAN (5626)

800-318-4571 (toll free)

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Credit on approval. Terms subject to change without notice. Not a commitment to lend. Loans made or arranged pursuant to a California Finance Lenders Law license. PacRes Mortgage is a DBA to Pacific Residential Mortgage, LLC
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Reverse Mortgage - Contents not provided by, or approved by FHA, HUD or any other government agency. At the conclusion of a reverse mortgage, the borrower must repay the loan and may have to sell the home or repay the loan from other proceeds; charges will be assessed with the loan, including an origination fee, closing costs, mortgage insurance premiums and servicing fees; the loan balance grows over time and interest is charged on the outstanding balance; the borrower remains responsible for property taxes, hazard insurance and home maintenance, and failure to pay these amounts may result in the loss of the home; interest on a reverse mortgage is not tax deductible until the borrower makes partial or full re-payment.


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