We Make Pre-Approvals Quick and Easy

A pre-approval, in essence, is proof that clients are both willing and capable of buying a home. My team is here to get your client a preapproval and help get their foot in the door. We will assess your clients' situation, verify their financial information, and submit the loan for preliminary underwriting. Once complete, they will have their "Golden Ticket" to the home seller's hearts! More importantly, they can then benefit from increased negotiating power when making an offer on their dream home. Here are a few specific ways Pacific Residential Mortgage helps our clients stand above the rest. Let's work together to get their offer to the "top of the pile."

The Pacific Residential Mortgage Difference:

• We contact the listing agent on their behalf to reinforce the strength of our pre-approval letters. We describe how we fully vet the borrower by verifying income, assets, and credit). Pre-approval letters by other lenders are often just "pre-qualification" letters that don't include full verification of an applicant's ability to obtain financing.
• We are a face-to-face, referral-based lender, not an online lender. Because we are members of the communities we serve, we have built-in accountability to provide five-star service to continue our referral-based business.
• Our strong relationships with local appraisal management companies allow us to close quickly and with fewer appraisal conditions than our larger, nation-wide competitors.
• Our full menu of loan products, and our in-house underwriting and funding capabilities, enable us to control the loan process from start to finish, providing a better experience for our buyers and real estate agents alike.

If you have any questions, contact us! Or get pre-approved for a home mortgage now!