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Foreign National Loan Program

March 15, 2019 — 2 min read

Alternative Advantages

As a part of our new Alternative Advantage Programs, Pacific Residential Mortgage is excited to announce a financing opportunity for Foreign Nationals. A Foreign National is a non-resident alien who is not authorized to live or work in the U.S. permanently or holds a work Visa that is indicative of a more temporary residence than those required to meet Non-Permanent Resident Alien requirements. A Foreign National may periodically visit and reside in the U.S. for various reasons including vacation and/or business. Since Foreign Nationals do not have Social Security Numbers, this program requires an Individual Taxpayer Identification Number (ITIN).


  • We are unable to accept foreign credit or foreign income for this loan program.
  • Applicants who reside outside the U.S. are not eligible.
  • DACA applicants are not eligible for the Foreign National Loan.

Additional Details:

  • Applicants must have established credit and income in the United States.
  • Loan documents signed outside of the United States must be notarized by a U.S. embassy or consular official.
  • Fixed and Adjustable rates available.
  • Interest-only option
  • Loan amounts up to $1.5 million.
  • Eligible properties: Single Family Dwellings, including townhouses, condos, and non-warrantable condos.

If you have questions about the Foreign National Loan Program, or about anything related to the home-buying process, fill out the form below, or contact us!

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