Foreign National Loan Program

March 15, 2019 — 2 min read

Alternative Advantages

As a part of our new Alternative Advantage Programs, Pacific Residential Mortgage is excited to announce a financing opportunity for Foreign Nationals. A Foreign National is a non-resident alien who is not authorized to live or work in the U.S. permanently or holds a work Visa that is indicative of a more temporary residence than those required to meet Non-Permanent Resident Alien requirements. A Foreign National may periodically visit and reside in the U.S. for various reasons including vacation and/or business. Since Foreign Nationals do not have Social Security Numbers, this program requires an Individual Taxpayer Identification Number (ITIN).

Exclusions:

We are unable to accept foreign credit or foreign income for this loan program.
Applicants who reside outside the U.S. are not eligible.
DACA applicants are not eligible for the Foreign National Loan.

Additional Details:

Applicants must have established credit and income in the United States.
Loan documents signed outside of the United States must be notarized by a U.S. embassy or consular official.
Fixed and Adjustable rates available.
Interest-only option
Loan amounts up to $1.5 million.
Eligible properties: Single Family Dwellings, including townhouses, condos, and non-warrantable condos.

If you have questions about the Foreign National Loan Program, or about anything related to the home-buying process, fill out the form below, or contact us!

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