See what our clients say

See what our clients say
We’re proud to share our client reviews because top-notch service and commitment to your total financial health is the fingerprint of our work.
November 17, 2021
Super friendly, helpful and great to work with!
November 17, 2021
Pac Res and Team Vance once again knocked it out of the park. The efficiency and ease of the process was the best. I have used Pac Res and Team Vance several times in the past and they have ALWAYS been amazing. If there is not a defined gold standard in the industry, the industry needs to model itself after Pac Res and Team Vance as they are simply the BEST!!!
November 17, 2021
As always, team Vance has been the only place we will go for service. We have referred 2 folks so far, and hope to refer many more friends.
November 17, 2021
This was our second time working with Pam Hofine-Hurd. She facilitated our home purchase over a decade ago and assisted us in a recent refinance of our home. We enthusiastically recommend Pam for all your mortgage needs. Thank you again, Pam!
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No Down Payment for First-Time Homebuyers

Explore how no down payment first-time homebuyer mortgages work. Learn about zero down payment options...