Tim McBratney and his team have helped us with several loans over the years. They are always very helpful and and easy to work with. We were very impressed with how quickly they were able to get our loan approved and funded!

Tim and his team are exceptional at the work they did. Our loan was completed in record time and the process was extremely smooth. I have recommended him to multiple people and continue to do so.

It was truly a pleasure working with you. Very attentive and was always available when we had questions. Made the entire home buying process smooth and comforting. Thank you so much!

My husband I just bought our first home, and we are SO happy that we chose Nicole and her team at PacRes as our lender. Nicole was so personable, kind, and knowledgeable. She was always available to us night and day (and weekends!) to answer any questions. Her team went above and beyond to help us get into our first home within this busy housing market. The closing process was smooth and all the steps were extremely well communicated to us. This is huge when you are like me and have no idea how the home buying process works. I will recommend Nicole over and over again to anyone looking to buy a home! We truly had the best experience working with her.