PacRes and Ryan's team were exceptional processing our initial mortgage. When we decided to refinance, there was no needed shopping around; we contacted PacRes. Ryan's entire team is extremely professional, knowledgeable and personable. We were given easy to understand written instructions and personally called or emailed at each step. There is never any doubt the entire team is there to make the process run smoothly all the way through closing. Ultimate customer focus!

Working with this team was extremely easy I was kept up to date with all moves as it went along, would highly suggest these people to everyone.

Timm and team were on top of our refinance. They worked well with our HOA to get all the documents in order. Timm always answers his phone and communicates throughout the process.

I have worked with Timm and his team for my first home loan, two refi loans and a HELOC. I am a repeat client because Timm and his team always make me feel taken care of and that my loan is a priority. They are always quick to respond to any questions or concerns I may have and I would not hesitate referring my friends and family to Timm Ready and his team.