This was one of the best experiences of our lives, We are first time home buyers and Vanessa and her team made this process smooth and with no stress. They were so helpful on the whole process, I would rate them 10 for 10 every time!!! I will be telling my friends and family about PAC/RES! Thank you so much for the experience!!

Thanks again for your hard work!

I've been using Joe for 20+ years, both personally and professionally with real estate clients- and its quite simple - if there is a loan to be had - Joe finds a way to get it done - and very fast - which is key for financed buyers as they try to compete against cash offers. Joe got our last loan done in 2.5 weeks! - and at a highly competitive rate. As a Realtor, your clients need to know the loan is in good hands. After doing 100+ loans (across multiple states) I can attest, you cannot go wrong with the loan doctor - Joe Rath!

Great loan experience with Joe Rath. He was always available and made sure we were getting the best possible rate/loan for our situation. Will definitely be using him for all our future loans.