See what our clients say

See what our clients say
We’re proud to share our client reviews because top-notch service and commitment to your total financial health is the fingerprint of our work.
December 7, 2022
Melair acted for quickly and confidently to prepare essential elements of our loan application to get things moving quickly since we needed a home after an accepted offer on our old home that came 1 day after listing. Every step she was helpful and knowledgeable and patient. She cared a great deal about getting us the best rate. As a mortgage broker she saved us thousands of dollars by tracking and discovering a 1/4 %interest rate drop in the few days before closing. All details were seamlessly calculated and double checked with title company, realtors, and others involved. With time of the essence in our plans to move, she was an absolute dream to work with , eased many potential worries.
thanks for such attentive and professional service- David.
December 7, 2022
Melair was very responsive and we immediately felt confident that she had our best interests in focus.
December 7, 2022
Pam communicated clearly and she and her team went out of their way to help me understand my options. She explained things that I didn't understand clearly via email and phone calls. I appreciated the time she spent helping me understand the process and options within that process.
December 7, 2022
Buying a house is not an easy process to do but Luis Moreno and Elda Baker Realtor made the process smooth, fun and very pleasant! I can’t thank you enough for all your guidance and support. Thank you so much! 100% recommended
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No Down Payment for First-Time Homebuyers

Explore how no down payment first-time homebuyer mortgages work. Learn about zero down payment options...