See what our clients say

See what our clients say
We’re proud to share our client reviews because top-notch service and commitment to your total financial health is the fingerprint of our work.
September 27, 2024
Wonderful, positive, and experienced folks ....great to work with!
September 24, 2024
Mr. Don Layman & team at Pac Res was easy to work with. They also worked on our behalf to get to get the lowest loan % . They also stewarded all parties throughout the process to make the simultaneous happen ahead of time so we could take occupancy of our new home! This is home #7 for me and it has been the best experience with a home lender. We would highly recommend & plan on using them again in the future! Thank you, Leanne & Camron
September 20, 2024
Will always reference David to our friends and family.
September 19, 2024
Buying my house has been so pleasant and smooth thanks to the Kristina Hubbard team. Nicole Klingerman and Shelby Howard held my hand through the entire process. They answered all my questions, always worked beyond what I expected and resolved all issues. It’s because of them that I’m in my dream home. Thank you.
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No Down Payment for First-Time Homebuyers

Explore how no down payment first-time homebuyer mortgages work. Learn about zero down payment options...