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I've been using Joe for 20+ years, both personally and professionally with real estate clients- and its quite simple - if there is a loan to be had - Joe finds a way to get it done - and very fast - which is key for financed buyers as they try to compete against cash offers. Joe got our last loan done in 2.5 weeks! - and at a highly competitive rate. As a Realtor, your clients need to know the loan is in good hands. After doing 100+ loans (across multiple states) I can attest, you cannot go wrong with the loan doctor - Joe Rath!