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I am self employed and therefore lending can be a challenge. My credit was excellent and my wife and my income more than sufficient to warrant the loan. My bank would not lend. So we were going to lose a property we both wanted very much. Our agent recommended giving his favorite lender a try. Not wanting to be rude, I accepted his recommendation. To our great surprise, the recommendation was Suzanna and she was amazing, making our purchase happen. Thank you Suzanna!