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Nicole is my new “go to” for any kind of mortgage needs. She just helped me with the refinancing of my home and it was hands down the easiest most incredibly simple experience of my life. My first loan officer, when I bought my house, was very nice. But Nicole redefined what I’ve come to expect. She was responsive, reliable, and explained everything to me in a way that was easy to understand and remember. Ten out of ten, would use her services again and refer to friends.