Our Neighbor Community Lending Program - Refi

Our Neighbor Community Lending Program

Improved Pricing in Qualifying Neighborhoods

Our Neighbor Community Lending Program

We’ll do better than a cup of sugar—with improved pricing and no income restrictions for eligible borrowers, Our Neighbor Community Lending Program is a safe and easy way to pursue your homeownership dream through the power of refinancing. Click here to see if your property is eligible today.

Product Highlights

  • Competitive rates & improved pricing
  • Available to all income brackets in qualifying neighborhoods
  • No first-time homebuyer restrictions
  • Available for purchase, rate-and-term, & cash-out refinance
  • Fixed-rate 15- and 30-year (conforming & high balance)
  • Fixed-rate 30-year only Home Possible & HomeReady (conforming & high balance)

Eligible Property Types

  • 1 unit/condo/PUD, 2-4-unit, co-op, primary residence
  • Attached & detached properties

With PacRes, it’s personal—whether you’re a first-time buyer, an experienced investor, or anything in between, learn how Our Neighborhood Community Lending Program supports sustainable homeownership and breaks down barriers to help you secure the strong financial future you deserve. Click here to connect with your neighborhood Mortgage Advisor and step into a smarter refinance.


Terms are subject to change without notice. Qualified borrowers only, credit on approval. This is not a commitment to lend. Call for details. Arizona Mortgage Banker License BK-0945669. 2023 Pacific Residential Mortgage, LLC. This product is offered via a lender partner/broker channel. Subject to terms and conditions of that lender, not Pacific Residential Mortgage, LLC.