What are my options?

Not sure how to make heads or tails of your situation—which loan is right or who to talk to? No worries. Follow the prompts below or contact an advisor to fill in the picture.

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I want to:

Purchase a new home Refinance my home Access my home equity
Become a homeowner for the first time

New to the mortgage world? Awesome! With our focus on service and integrity, we take pride in guiding first-time homebuyers through the mortgage process. We’ll make sure you have everything you need, including continuous access to support in case you have questions or are uncertain about what’s going on.

Buy a new home before I sell my current home

Financing a new home purchase before you sell your current home can be tricky. Luckily, we have programs that can keep your move on track. If you’re interested in buying before you sell, look for a mortgage advisor who lives in the area you want to move to, not in your current neighborhood.

See what loan programs are available to me as a veteran of the U.S. Armed Forces

Veterans (and their spouses) have access to special loan programs sponsored by the U.S. Department of Veteran’s Affairs. Both federal and state programs may be available, with benefits like low interest rates, no down payment required, closing cost assistance, and more. Your exact benefits may vary based on factors such as where you live, so make sure to talk to a mortgage advisor to get the full briefing on what’s available to you.

Buy a new home in a rural area

The United States Department of Agriculture (USDA) offers a loan program exclusively for buyers looking to move to rural areas. The idea behind these loans is that the USDA can help foster growth and development in these areas by making it easier to purchase property or a home. These loans don’t require a down payment, which can put homeownership within reach for lower-income families. The USDA does have specific criteria for qualification for this loan. To make sure you can qualify, you’ll want to talk to a mortgage advisor about all the details of where you want to move and what kind of home you plan to purchase.

Generate rental income

There are several reasons why buying a home is such a significant step. It isn’t just about the symbolism of owning your own place, or even the cost associated with making a purchase. Owning property can present a substantial investment opportunity. Our advisors can coach you through the purchase of a starter property that you can then use as a rental once you upgrade to a larger home.

Purchase a multi-family home

There are several loan programs available for those interested in purchasing multi-family homes. Factors such as your current financial situation, whether this is your first home, whether you plan to live on the property and the purchase price, among others, can impact which type of program is right for you. When you meet with your mortgage advisor, make sure to let them know that you want to purchase a multi-family home, what you plan to do with that property, and whether you have any special characteristics. For example, veterans of the U.S. Armed Forces may be eligible to use VA loans to purchase multi-unit properties.

Build a new home

Not finding your ideal home on the market? Have your heart set on a specific location that’s currently available as a lot? Building your own home can be a dream come true but requires a specific loan process that’s more complicated than what’s involved in a standard home purchase. If you think building your own home might be the best choice for you, talk to a mortgage advisor about it so you can make sure the payoff will be worth the effort.