Day 1 Certainty: What to Expect
There was a time when everything during the mortgage process was done on paper – sometimes delaying getting a home loan. Thanks to Day 1 Certainty ®, those days are behind us. By automating the pre-verification process, Day 1 Certainty ® streamlines getting a mortgage.
Here’s what borrowers can expect:
- An Easier Documentation Process: Day 1 Certainty ® saves time when you consent to have your documentation verified electronically instead of collecting paper documents like pay stubs, bank statements, and investment account statements.
- Streamlined Processing: Electronic verification reduces the time it takes to process your loan.
- Streamlined Underwriting: Key loan data is verified up front, so we can have more certainty that your income and asset calculations are accurate. This confirms that the validated components meet our guidelines.
- Process Efficiencies: No reverification required for assets, income, and/or employment.
We are continually striving to give our customer’s a better experience and this helps us do that. We use this program to provide freedom to our borrowers and speed up the mortgage journey.
Day 1 Certainty ® simplifies getting a mortgage so that you can get into the home of your dreams sooner rather than later!
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