
Refinancing a home is important and exciting, but it can also be challenging – especially if you don’t know what to expect during the refinance process. At Pacific Residential Mortgage, our knowledgeable Mortgage Advisors will guide you through the refinance process to ensure you are comfortable and informed each step of the way.
Not sure where to begin? No problem. Continue scrolling to find more information about your refinancing options and resources with Pacific Residential Mortgage.

WHAT IS A REVERSE MORTGAGE?
Are you nearing retirement? Maybe you are already retired, but you’re not getting the most out of the equity in your home. If you are on a fixed income or looking to make a significant addition to your finances, a reverse mortgage refinance might be for you. Reverse mortgages have become a useful retirement planning tool for many homeowners.
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If you are 62 years of age or older, you may be eligible for a Home Equity Conversion Mortgage (HECM), also known as a reverse mortgage. A HECM gives you the option to take advantage of the equity you’ve built up in your home over the years you’ve owned it, and turn it into money you can use today.
Contact a Mortgage Advisor today to learn more about a reverse mortgage.
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REFINANCE PROCESS
So, you’ve decided to refinance your home, but you don’t know how to begin the process. No worries! We broke down the refinance process for you in eight easy steps.
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Step One: Apply for a Home Loan
We thoroughly review your financial profile which includes your assets, income, credit, and property type. We will discuss financing options and determine a loan that’s suitable for your situation.
Continue reading the timeline, or contact a Mortgage Advisor.
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CONTACT US
Ready to apply? Pacific Residential Mortgage is located across the PNW and beyond.
Contact a Mortgage Advisor today, or find a branch near you.
ADDITIONAL RESOURCES
HARP + REFINANCE
Now that HARP is no longer in the picture, we’d like to cover some current refinance options you could consider.
DEBT FREE IN 2019
DEBT FREE IN 2019
Your financial well-being should be one of your highest priorities, and the decisions you make today will determine how your finances will be in 2019 and beyond.
CASH-OUT REFINANCE
CASH-OUT REFINANCE
Today, many financially savvy homeowners are meeting their financial goals by tapping into their mortgage equity.