Loan Timeline


How to Get Into Your New Home

Buying a new home is one of the most important and exciting decisions of your life, but it can also be one of the most challenging – especially if you don’t know what to expect during the mortgage process. At Pacific Residential Mortgage, our knowledgeable Mortgage Advisors will guide you through the loan process to ensure you are comfortable and informed each step of the way.


Our 6 Step Home Loan Process

  1. Apply

    We review your financial profile, discuss options, and determine the loan program that is best suited for your financial needs.

  2. Approve

    Upon receipt of your documentation, your credit will be assessed for approval.

  3. Property

    Your appraisal and homeowner’s insurance will be ordered and final loan approval will be requested.

  4. Documents

    We will prepare your loan documents and send them to the title company.

  5. Sign

    Your signing appointment will be set.

  6. Fund

    Your loan documents will be reviewed, funds will be released, and your new loan will be recorded.