Kevin Beard

Branch Manager
Sr. Mortgage Advisor

Medford Branch

1555 E McAndrews Road, Suite 301
Medford, OR 97504

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I am a Senior Mortgage Advisor and Medford Branch Manager, for Pacific Residential Mortgage, one of Oregon’s leading mortgage companies. Licensed in Oregon and Washington, I specialize in the Southern Oregon Region. I have been in the mortgage and financial services industry for over 16 years and can honestly say that even in these challenging times I truly enjoy helping clients achieve their goal of homeownership.

I started my career in the home finance industry in 1998. In 2000 I started and managed a highly successful local mortgage brokerage firm, Cox, Beard, Hall & Associates LLC. In a decade’s time the company closed over 5700 loans for a total of more than $950,000,000.00 funded. My company’s success can be attributed to our commitment to provide great customer service along with a high level of integrity and professionalism.

As the mortgage lending and real estate market changed over the past few years it was becoming evident that as an independent broker it would be difficult to offer our clients the best loan programs and rates. In January of 2010 Cox, Beard, Hall & Associates LLC joined forces with Pacific Residential Mortgage (PRM). With over 25 branches throughout the Northwest, superior customer service and local processing and underwriting, Pacific Residential Mortgage has the resources and experience to fit every client’s needs as well as allow us to continue to offer a wide assortment of loan programs and rates.

Why Choose Kevin Beard?

I pride myself on earning my client’s satisfaction. With my extensive knowledge of the mortgage industry, a multitude of loan programs and extremely competitive rates you can be assured that you are getting a great loan when you select me for your home financing needs. Whether you are purchasing or refinancing, my goal is to provide you with such a great loan and service that you are eager to refer your friends and family to me. I will help you feel at ease and make sure that your purchase or refinance experience goes smoothly, all of your questions are answered and that you close on time. I look forward to hearing from you and being one of the best parts of your home buying or refinance experience.


“Great job, through crazy times in the credit markets. Kevin went the extra mile to secure our low rate loan. The covid -19 situation was just beginning, and the credit markets were in a tailspin. I know the money supply was in a tornado, but Kevin and PRM weathered the storm and got our loan out right on time. Thank you so much for your professionalism.” -L.

“Kevin and his team go the extra mile. They worked hard on providing me with every type of loan that was available. I could Then choose which avenue worked best for me. They kept my informed as to what was happening and was able to close my loan quickly. I would recommend there team to anyone seeking a home loan or refinancing.” -Kevin M.

“Very much enjoyed our experience working with Kevin and his team at Pacific Residential Mortgage. Would recommend them to anyone looking to purchase or refinance. Fantastic job.” -August F.

We highly recommend the Kevin Beard team. Kevin and his team really put in work on our refinance. His advice was spot on and the communication and service from all members of the team was excellent. I cannot imagine a better experience!” -Dave H.

“I love working with Kevin and his great team. They are hard working people, always answer all of my questions thoroughly and easy to work with. I would highly recommend working with them!” -Teresa P. 

“Kevin and his team went above and beyond to close our property ahead of schedule, due to travel plans. They really made it happen! He had great and creative financial advise for us. I often reach out to Kevin for his expertise. We recommend Kevin and his team and we will use them for any future home or investment property. Thanks to you all!” -Karen I.