Meet Kristina Hubbard, CMA

Thank you for visiting me here at PacRes Mortgage. I welcome the opportunity to help fulfill your dream of homeownership in a way that will be both fulfilling and fun.

Starting from when I entered the mortgage industry in 1995, my way of serving clients has never changed: whether a first time home buyer or seasoned real estate investor, every client gets my full attention on every detail of their transaction from start through closing. I probe for appropriate information to ensure that as a team, we are able to navigate around any pitfalls so as to avoid having surprises surface during the lending process. I believe in one-to-one relationships and open communication so that when we are done, my client walks away with a smile and as a friend.

PacRes Mortgage is a company you can feel good doing business with. We are recognized throughout the Northwest for outstanding client service and I am proud to be their Albany Branch Manager and one of their Senior Mortgage Advisors. As a leading regional Mortgage Bank, PRM affords my clients access to a wide range of financing options that we match to specific goals. These choices include Conventional Loans, Home Refinancing, 2nd Mortgages, and more! One of my areas of expertise is in government loan products including FHA, VA, and ODVA options. I can also handle out-of-state opportunities as PRM is licensed to do business in Oregon and Washington.

My husband Christopher and I along with our two children love to explore the Northwest mountains and coast whenever possible. Sunriver is a favorite local getaway while Hawaii is a favorite long-distance adventure. When not away, I donate my time to a local ministry helping them stage events to rebuild lives and relationships for women. I also serve on the Board of Directors for our Albany radio station with a focus on family-friendly programming. My desire by engaging in these activities is to help instill joy in people's lives, a desire also carried over to my profession.

I have many long-time clients including individual buyers and real estate agents located up and down I-5, from the Portland Metro area to my local market of Albany/Corvallis. Whether your desire is for a home purchase, a refinance, or a commercial real estate investment, I offer the knowledge and breadth of experience to provide a lending experience you will enjoy. Please call or email me for a friendly, no commitment consultation. I'm here to build long-term relationships, not just to do transactions, so as to become your lender for life.