PRM Blog

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Getting a Mortgage After Divorce

Qualifying for a mortgage can be challenging under the best circumstances, but adding a divorce to the scenario makes it even more difficult for a borrower. A divorce may be… [read more]

Document

TRID – Three Month Update

The new TILA-RESPA Integrated Disclosures (TRID) requirements arrived just a little over three months ago. All mortgage loans that started on or after October 3, 2015 are now subject to… [read more]

Co-Sign Vs. Co-Borrow

Risks of Co-Signing Vs. Co-Borrowing

Not everyone can be approved for a home loan on their own. Whether it’s due to poor credit, a high debt-to-income (DTI) ratio or a foreclosure/short sale, a co-signer or… [read more]

Reverse Mortgage

Using a Reverse Mortgage for Purchase

Realtors are you looking for a great way to generate some new listings? Here’s where we can help you! If you have past clients over the age of 62 who… [read more]

Credit

How to Stop Unwanted Credit Solicitations

When clients apply for any type of loan, including a mortgage, the major credit bureaus may sell their contact information for marketing purposes. This can result in unwanted phone calls… [read more]