PRM Blog

Single-family American craftsman house with blue sky background

NHF Program Suspended – Alternative Programs Available

Pacific Residential Mortgage (PRM) has recently been notified by NHF that they are suspending their NHF program. Effective immediately, PRM will no longer be able to offer NHF loans that… [read more]

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Getting a Mortgage After Divorce

Qualifying for a mortgage can be challenging under the best circumstances, but adding a divorce to the scenario makes it even more difficult for a borrower. A divorce may be… [read more]

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TRID – Three Month Update

The new TILA-RESPA Integrated Disclosures (TRID) requirements arrived just a little over three months ago. All mortgage loans that started on or after October 3, 2015 are now subject to… [read more]

Co-Sign Vs. Co-Borrow

Risks of Co-Signing Vs. Co-Borrowing

Not everyone can be approved for a home loan on their own. Whether it’s due to poor credit, a high debt-to-income (DTI) ratio or a foreclosure/short sale, a co-signer or… [read more]

Reverse Mortgage

Using a Reverse Mortgage for Purchase

Realtors are you looking for a great way to generate some new listings? Here’s where we can help you! If you have past clients over the age of 62 who… [read more]