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Jumbo Loans

Jumbo loans are mortgages that exceed the conforming loan limit set by the Federal Housing Agency (FHFA). Conforming loan limits may vary by county and are based on the median home price in the area. Jumbo loans are designed for homebuyers who need to borrow a larger amount of money to buy a luxury property, a home in a high-cost area, or a home that requires extensive renovations. Jumbo loans are offered with a fixed- or adjustable-rate.

What are the benefits of a Jumbo loan?

  • Jumbo loans may be obtained when the loan amount exceeds the conforming or high balance loan limit by $1.
  • Jumbo loan amounts can go up to $3 million.
  • Jumbo loans may be obtained with as little as a 20 percent down payment.