Unique Homebuying Solutions

July 27, 2015 By

Since opening our doors in 2004, Pacific Residential Mortgage’s (PRM) goal has always been to provide outstanding customer service during the homebuying process, while offering a wide array of home loan products, all at industry-competitive rates.

Today’s homebuyer will find that loan products for home financing vary greatly, so it’s important that they find one that truly fits their needs. PRM offers clients the opportunity to take advantage of unique financing solutions; over and above our large portfolio of conventional and government USDA, FHA and VA loan products and grants.

Jumbo Loans

  • Loans greater than the conforming loan limit
  • Increased purchasing power with loan amounts up to $5 million
  • As little as 10% down payment required
  • Fixed rate and adjustable-rate mortgage options
  • Self-employed borrowers able to qualify

RuraLiving Mortgage

  • Flexible, long term financing for properties including vineyards, equestrian, nursery, orchard, log homes and Christmas tree farms
  • Properties ranging from 5-160 acres (160+ acres considered on a case by case basis)
  • Loan amounts up to $2 million
  • Minimum 700 credit score
  • Outbuildings welcome

Manufactured Homes

  • Available for owner occupied and second homes
  • As little as 10% down payment
  • Minimum credit score only 600 for FHA and VA manufactured loans, minimum 640 conventional
  • Eligible for manufactured homes, double-wide or larger, built after June 15th, 1976 with visible HUD tags

Learn more about all of PRM’s Purchase or Refinance options to help make your client’s dreams of homeownership a reality. For questions or more detailed product information, contact me today!

 

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