Author Archives for Stace Schiefelbein

Purchase Loan Process | Pacific Residential Mortgage

Purchase Loan Process

June 27, 2018 9:19 am Published by Comments Off on Purchase Loan Process

How To Get Into Your New Home Buying a new home is one of the most important and exciting decisions of your life, but it can also be one of the most challenging – especially if you don’t know what to expect during the mortgage process. At PRM, our knowledgeable Mortgage Bankers will guide you... Read More

Pre-approval vs. Pre-qualification

Pre-approval vs. Pre-qualification

June 25, 2018 8:32 am Published by Comments Off on Pre-approval vs. Pre-qualification

Why a pre-approval gives you the advantage Even before financing a dream home, PRM will set you up to win. With a quick and accurate pre-approval, your offer will get to the top of the pile, giving you an advantage over other, unprepared buyers. Let’s break down pre-qualifications and pre-approvals, how they’re different, and what... Read More

Direct Lenders vs. Brokers vs. Bankers

June 4, 2018 8:36 am Published by Comments Off on Direct Lenders vs. Brokers vs. Bankers

Myth: I can only get a mortgage loan from a bank or credit union. Fact: You have options! You get to choose where your mortgage comes from! A traditional bank or credit union (where your checking account lives) is not the only place you can get a mortgage. We can address the various aspects of... Read More

What You May Not Know About VA Lending

VA Lending: What You May Not Know

May 29, 2018 1:48 pm Published by Comments Off on VA Lending: What You May Not Know

Armed Services Veterans put their lives on the line to defend America’s freedom. As a token of respect for their service, the U.S. Department of Veterans Affairs (VA) offers special features for veterans who want to own a home. If you’re a qualified veteran, the dream of owning a home can be achieved with ease... Read More

Open House | PRM

Buying a House after Bankruptcy, Short Sale, or Foreclosure

April 30, 2018 1:42 pm Published by Comments Off on Buying a House after Bankruptcy, Short Sale, or Foreclosure

Have you experienced a derogatory credit event, but are ready to buy a home again? Here is what you need to know. At PRM, we recognize that life events happen which can affect homeownership. After the financial crisis in 2008, many Americans were left with properties they couldn’t afford. Many were forced into bankruptcy, short... Read More

We Make Pre-Approvals Quick and Easy

April 16, 2018 1:31 pm Published by Comments Off on We Make Pre-Approvals Quick and Easy

A pre-approval, in essence, is proof that clients are both willing and capable of buying a home. My team is here to get your client a preapproval and help get their foot in the door. We will assess your clients’ situation, verify their financial information, and submit the loan for preliminary underwriting. Once complete, they... Read More