When shopping for your new home, it’s important to take your time and think carefully. Choosing the right place to call home is a big decision, but there are some things you can do to feel more confident about your purchase. Here are some tips to help empower you on your homebuying journey. Build a... Read More
With summertime fun comes an increased risk for accidents and injuries, including cuts, scrapes, falls, and insect bites. Whether at home or hiking, you want to equip yourself and your kids with the right knowledge and supplies. This guide details what you should know and have on hand to keep you and your loved ones... Read More
The garage often becomes a catch-all for things and a home for the items that spend a lot of time outdoors. Below are some tips to help maintain yours: Sort Through Everything. Keep only what you need and purge the rest. Use bins with lids and extra-large labels to protect from moisture and creepy crawlies... Read More
Your child’s bedroom is more than about sleeping. To them, it’s the most important room in the house. It’s their place to play, read and relax. It is in this space that they can display their treasures and passions in life. With summer underway, this is a project that promotes parent-child bonding, problem-solving, and communications.... Read More
Summer Upkeep. Take advantage of the hot days for indoor chores you’ve been putting off. Here are some projects to keep your home comfortable, clean, and operating in tip-top shape. Drain the water heater to flush out particles that can shorten its life. Clean out fridges and freezers. Defrost if necessary. Clean out medicine cabinets.... Read More
Roth individual retirement accounts (Roth IRA) are a great asset to help save for retirement, but did you know that they can also get you into a new home? Your Roth IRA may be able to give you the boost you need to get into your first home. Learn more to see if you’re eligible.... Read More
VA home loans are an excellent benefit available to many veterans. Still, only 12% of eligible veterans take advantage of these loans. Let’s explore some misconceptions about VA loans and set the record straight so you can get the best-possible deal on your mortgage. Common VA Loan Myths Myth #1: Very few veterans are eligible... Read More
At the beginning of the mortgage application process, you may hear the term “conditional approval” and wonder what this means. What does it mean to be conditionally approved for a mortgage, and what should your next steps be? Find out with this simple guide. What Does Conditional Loan Approval Mean? A conditional loan approval is... Read More
Are you facing hardship and worried about making monthly mortgage payments? Fortunately, homeowners have options to get some assistance in hard times. For example, during the financial crisis that began in 2020 as a result of the COVID-19 pandemic, the US government introduced a series of measures to bolster forbearance and deferment options. In times... Read More
Want to become a homeowner and build a long-term investment strategy at the same time? Purchasing a multi-unit property is a great way to accomplish that. If you plan to use a Federal Housing Administration (FHA) loan to purchase a property with three or more units, you will need to pass the FHA Self-Sufficiency Test... Read More