Author Archives for Pacific Residential

Fast Track Financing | Pacific Residential Mortgage

Fast Track Financing

December 6, 2018 4:17 pm Published by Comments Off on Fast Track Financing

Ready. Set. Own. At PRM, we believe you should love your mortgage as much as you love your home. That’s why, through decades in the mortgage industry, we have carefully orchestrated a lending experience you can write home about. With us, you get a personalized experience guided by a knowledgeable mortgage banker, designed to make... Read More

Real Estate 3-Step Business Plan

Real Estate 3-Step Business Plan Starter Guide

November 30, 2018 3:29 pm Published by Comments Off on Real Estate 3-Step Business Plan Starter Guide

Fail to Plan, Plan to Fail When it comes to your life and business, you want to take control of what you can, and let go of what you can’t. A common mistake many business owners make is believing that the success of their business is all left up to chance. As a result they... Read More

2019 Loan Limit Increases | Pacific Residential Mortgage

2019 Bigger and Better Loan Limits

November 30, 2018 8:00 am Published by Comments Off on 2019 Bigger and Better Loan Limits

Good News for Buyers in 2019: Loan Limit Increases What do loan limit increases mean for buyers? Want to buy a house next year?  Based on a recent announcement from the Federal Housing Finance Agency (FHFA), the outlook is good! In November 2018, FHFA confirmed that it will raise loan limits as of January 1,... Read More

Buy a Home with No Money Down in 2019 | Pacific Residential Mortgage

How to Buy a Home with No Money Down

November 29, 2018 3:34 pm Published by Comments Off on How to Buy a Home with No Money Down

How to Buy a Home with No Money Down in 2019 There is a common myth many prospective first-time homebuyers believe: You need a 20% down payment to buy a home. It’s just not true! We offer many programs with low down payment requirements and even options that require no down payment at all. On... Read More

Are You Ready for Generation Z?

Are You Ready for Generation Z?

November 21, 2018 12:09 pm Published by Comments Off on Are You Ready for Generation Z?

Move over Millennials. Generation Z is Moving Into Real Estate. Now that you’ve (hopefully) learned about how to market to the millennial generation (ages 24-38 in 2018), there’s a whole new generation of buyers emerging in the market: Generation Z also known as the iGeneration. It’s generally accepted that Gen Z includes those born in... Read More

One Day Mortgage | Pacific Residential Mortgage

Make “One Day” Today!

November 21, 2018 11:41 am Published by Comments Off on Make “One Day” Today!

See where just One Day can take you in the mortgage process! Do you dream of owning a home “one day,” but get stuck believing that buying a home is only for wealthy people with a lot of time to devote to the home buying process? There’s no doubt that some parts of the loan... Read More

Upfront Underwriting | Pacific Residential Mortgage

The Benefits of Upfront Underwriting

November 16, 2018 4:11 pm Published by Comments Off on The Benefits of Upfront Underwriting

The Importance of Upfront Underwriting You’ve gathered your documentation, signed a whole bunch of paperwork, and maybe even made an offer on a home. Your mortgage banker tells you the next step is to go through underwriting. What does that mean? How long does that take? Is an underwriter a human, or a robot? What... Read More

kitchen organization

How to Reorganize Your Kitchen

November 16, 2018 3:21 pm Published by Comments Off on How to Reorganize Your Kitchen

The holiday season is here, so it’s a great time to reorganize and declutter your kitchen so you can get through this busy time with ease. It’s easy to clean up your kitchen, but creating a space that’s organized and easy to use will make your holiday season stress-free. It’s important that you make this... Read More

The Benefits of Government-Insured Home Loans

The Benefits of Government-Insured Home Loans

November 16, 2018 10:36 am Published by Comments Off on The Benefits of Government-Insured Home Loans

There are a wide variety of loan options available so it can be difficult to know the ins and outs of every type. In the mortgage industry, there is a clear distinction between two different groups of home loans: conventional loans and government-insured (also known as government-backed) loans. As the name says, government-insured loans are... Read More

Blessing Bags

3rd Annual Blessing Bags Drive

November 15, 2018 10:08 am Published by Comments Off on 3rd Annual Blessing Bags Drive

For the last two years, PRM’s Sherwood branch has gone above and beyond during the season of giving. We are back in full swing now and ready to start our 3rd Annual Blessing Bag Drive. Our goal is to collect as much as we can through the month of November and then assemble the bags... Read More