Author Archives for Pacific Residential

Fixer-Upper Financing Options

August 26, 2020 10:00 am Published by Comments Off on Fixer-Upper Financing Options

Are you ready to take on a fixer-upper home? We can help! At PacRes, we offer three different loan products* for homes that need renovation. FHA Streamline or Limited 203K, FHA Full or Standard 203K, and Fannie Mae HomeStyle Renovation. Since each of these products cover varying degrees of renovations, we’ll go over more details for... Read More

At-Home Workouts to Replace Your Gym Routine

August 14, 2020 8:00 am Published by Comments Off on At-Home Workouts to Replace Your Gym Routine

As gyms and other workout facilities start to reopen, some sweat fanatics are opting for at-home workouts and routines instead. The good news is, there are tons of online resources to keep your body healthy with limited-to-no equipment necessary! That’s why we’ve compiled a variety of routines you can do from the safety of your own home.... Read More

Don’t Get Conned by Real Estate Wire Fraud

July 1, 2020 12:00 pm Published by Comments Off on Don’t Get Conned by Real Estate Wire Fraud

Now more than ever, technology has increased our ability to complete transactions without ever stepping foot in a physical building. However, with more convenience comes higher risk, especially when dealing with the potential for real estate wire fraud. According to data provided by the FBI, in 2017, close to $1 billion was “diverted or attempted... Read More

9 Habits People with Tidy Houses Have in Common

June 11, 2020 2:36 pm Published by Comments Off on 9 Habits People with Tidy Houses Have in Common

It all comes down to habits. Something you do that becomes a part of your life so much so that you don’t think about it as a chore; it’s just part of the routine. Things like brushing your teeth – habit. Folding your clothes a certain way – habit. Picking up things around the house... Read More

Home Décor: Spring Edition

April 23, 2020 8:20 am Published by Comments Off on Home Décor: Spring Edition

This blog was co-written by Mortgage Advisor Elise Bowman.  Buying a home is a big deal. It often comes with stress and nerves, especially if you’re a first-time homebuyer. Keep in mind that it also has plenty of moments filled with joy and excitement, as well. One of the most exciting parts of owning a... Read More

What are Closing Costs?

March 13, 2020 11:51 am Published by Comments Off on What are Closing Costs?

Whether it’s your first home or your third, there’s a lot to know and understand when you’re buying a home. At the beginning of homebuying journey, many first-time buyers don’t know that there is more cash needed to close the sale than just the down payment. There are a variety of closing costs which come with... Read More

How to Set Up Your Home Office to Maximize Productivity

March 5, 2020 9:33 am Published by Comments Off on How to Set Up Your Home Office to Maximize Productivity

The regular nine-to-five grind isn’t what it used to be. There are now millions of Americans who work remotely, many of whom are part of the freelance economy. This has brought about a newfound concern for optimizing the home workspace. If this is something you’re interested in, read on for some tips on how to set... Read More

What is a HELOC?

February 28, 2020 12:07 pm Published by Comments Off on What is a HELOC?

There comes a day in every homeowner’s life when you want to undertake a home improvement project that exceeds your bank account. Whether it involves hiring a contractor to build your dream kitchen or you just need a new roof doesn’t matter. What’s important is the specific loan product you select; specifically, should you go... Read More

What is an FHA Loan?

February 7, 2020 9:23 am Published by Comments Off on What is an FHA Loan?

There’s no perfect time to buy a home. There will always be outside factors that affect your home buying experience, no matter how much you plan ahead. Thankfully, there are a variety of home loan solutions to meet you right where you are financially. If you need a loan with flexible income, debt, and credit... Read More

5 Tax Breaks for First-Time Homeowners

February 6, 2020 4:33 pm Published by Comments Off on 5 Tax Breaks for First-Time Homeowners

It’s officially time to start filing your taxes! With the 2020 deadline set for mid-April, taxpayers still have plenty of time to file, but the sooner everything is completed, the better. Despite the 2019 changes to write-off deductions, there are still ways for new homeowners to use their house to their advantage. Let’s break down the... Read More