The busyness of the holidays usually means present exchanges, shared meals, and time spent with friends and family. It can be easy to put off planning for the new year. Even though it’s tempting, we encourage you to make time to review your budget for the upcoming year. One account that homeowners tend to forget about... Read More
Sometimes the most difficult part of buying a home is simply knowing where to start. That’s why it’s crucial to have a team of professionals guiding you every step of the way. Your real estate agent and mortgage lender should be educated, informed, and willing to find the ideal long-term solution that meets your wants... Read More
There’s nothing quite like Central Oregon. From scenic hikes to snowy slopes, there’s something special for everyone. If you’re searching for a new place to call home, here are a few cities that top our list. Bend There’s so much to do in Bend, you’ll hardly have enough time in your day to experience it... Read More
It’s common among homebuyers to overlook the benefits of government-insured loans. Some borrowers aren’t even aware of loan options outside of conventional products. From smaller down payment requirements and less-stringent rules about credit scores, there are plenty of benefits that come with FHA, USDA*, and VA (government-insured) loans. However, the loan process does look a little... Read More
Becoming a homeowner is more than just picking a house and signing a few documents on your Closing Day. You need to know exactly when your mortgage payments are due and how much to pay. Mortgage Payment Breakdown Once you buy the home, you will make regular monthly payments toward the loan until you pay it off. The... Read More
Have you ever heard of a land survey? Well, chances are, if you’re currently buying a home, or already a homeowner, you might need a land survey. Even if your mortgage lender or title company doesn’t require it, the extra steps may be worth the time and money spent. In basic terms, a land survey... Read More
There are a wide variety of loan options available to homebuyers and current homeowners, so it can be difficult to know the ins and outs of every type of loan. In the mortgage industry, there is a clear distinction between two different groups of home loans: conventional loans and government-insured (also known as government-backed) loans.... Read More
Did you know that if you are a Veteran, you can qualify for a VA Loan? A VA Loan is a mortgage loan guaranteed by the U.S. Department of Veterans Affairs and was created to make housing affordable for eligible U.S. veterans and members of the military. VA home loans are available to veterans, reservists,... Read More
Let your actions support veterans this year by thanking them for their service to our country. With Veterans Day approaching, it can be difficult to know how you can contribute and give back to our nation’s 23 million+ heroes. There are many organizations focused on everything from veteran’s assistance, to more targeted organizations focused solely... Read More
Buying a home is one of the most important purchases you’ll ever make, so it’s best to stay informed of all the options available to you. Although both mortgage lenders and banks can help you get the funds you need to buy, there are pros and cons of each choice. Traditionally, mortgage lenders have more... Read More