Author Archives for Carlie Ortiz

How to Find the Right Real Estate Agent for You

November 27, 2019 8:51 am Published by Comments Off on How to Find the Right Real Estate Agent for You

Sometimes the most difficult part of buying a home is simply knowing where to start. That’s why it’s crucial to have a team of professionals guiding you every step of the way. Your real estate agent and mortgage lender should be educated, informed, and willing to find the ideal long-term solution that meets your wants... Read More

Central Oregon Moving Guide

November 25, 2019 1:14 pm Published by Comments Off on Central Oregon Moving Guide

There’s nothing quite like Central Oregon. From scenic hikes to snowy slopes, there’s something special for everyone. If you’re searching for a new place to call home, here are a few cities that top our list. Bend There’s so much to do in Bend, you’ll hardly have enough time in your day to experience it... Read More

FHA Home Repair Guidelines

November 22, 2019 1:56 pm Published by Comments Off on FHA Home Repair Guidelines

It’s common among homebuyers to overlook the benefits of government-insured loans. Some borrowers aren’t even aware of loan options outside of conventional products. From smaller down payment requirements and less-stringent rules about credit scores, there are plenty of benefits that come with FHA, USDA*, and VA (government-insured) loans. However, the loan process does look a little... Read More

When is My First Mortgage Payment Due?

November 18, 2019 3:14 pm Published by Comments Off on When is My First Mortgage Payment Due?

Becoming a homeowner is more than just picking a house and signing a few documents on your Closing Day. You need to know exactly when your mortgage payments are due and how much to pay. Mortgage Payment Breakdown Once you buy the home, you will make regular monthly payments toward the loan until you pay it off. The... Read More

Do I Need a Land Survey?

November 15, 2019 1:08 pm Published by Comments Off on Do I Need a Land Survey?

Have you ever heard of a land survey? Well, chances are, if you’re currently buying a home, or already a homeowner, you might need a land survey. Even if your mortgage lender or title company doesn’t require it, the extra steps may be worth the time and money spent. In basic terms, a land survey... Read More

The Pros of Government-Insured Loans

November 14, 2019 4:57 pm Published by Comments Off on The Pros of Government-Insured Loans

There are a wide variety of loan options available to homebuyers and current homeowners, so it can be difficult to know the ins and outs of every type of loan. In the mortgage industry, there is a clear distinction between two different groups of home loans: conventional loans and government-insured (also known as government-backed) loans.... Read More

Benefits of VA Loans

November 13, 2019 10:13 am Published by Comments Off on Benefits of VA Loans

Did you know that if you are a Veteran, you can qualify for a VA Loan? A VA Loan is a mortgage loan guaranteed by the U.S. Department of Veterans Affairs and was created to make housing affordable for eligible U.S. veterans and members of the military. VA home loans are available to veterans, reservists,... Read More

How to Support Veterans in Your Community

November 8, 2019 4:23 pm Published by Comments Off on How to Support Veterans in Your Community

Let your actions support veterans this year by thanking them for their service to our country. With Veterans Day approaching, it can be difficult to know how you can contribute and give back to our nation’s 23 million+ heroes. There are many organizations focused on everything from veteran’s assistance, to more targeted organizations focused solely... Read More

Using a Mortgage Lender vs. a Bank for Your Home Loan

November 7, 2019 2:40 pm Published by Comments Off on Using a Mortgage Lender vs. a Bank for Your Home Loan

Buying a home is one of the most important purchases you’ll ever make, so it’s best to stay informed of all the options available to you. Although both mortgage lenders and banks can help you get the funds you need to buy, there are pros and cons of each choice. Traditionally, mortgage lenders have more... Read More