Author Archives for Carlie Ortiz

Best (and Worst) States to Flip Houses In

January 17, 2020 8:34 am Published by Comments Off on Best (and Worst) States to Flip Houses In

Have you ever considered flipping a house… and then immediately given up on the idea? Us, too. Turning a house from drab to fab is no overnight task, but in the end, it could be worth the time and money you spend. There’s home-flipping potential in every state in America, but financial experts have compared... Read More

How to Fix Errors on Your Credit Report

January 8, 2020 3:30 pm Published by Comments Off on How to Fix Errors on Your Credit Report

It’s no secret that one of the key factors to impact your loan application is your credit score, so it’s important to continuously monitor and work toward improving your number. Each person is entitled to one free credit report every 12 months from the three major credit bureaus. It’s up to you to determine when you... Read More

8 Tips for Staying Out of Debt in 2020

January 3, 2020 12:22 pm Published by Comments Off on 8 Tips for Staying Out of Debt in 2020

What doors could open for you if you stayed (or worked toward becoming) debt-free in 2020? We know this is no easy feat, but we do have a few tips to help you accomplish financial freedom this year. As always, we recommend speaking with a financial advisor for questions regarding your specific situation. 1. Think... Read More

Bad Home Inspection? Here Are Your Next Steps

January 2, 2020 2:31 pm Published by Comments Off on Bad Home Inspection? Here Are Your Next Steps

Home inspections are an important step in the home buying and selling process. It’s in the best interest of both parties that the inspection process goes well, so what happens when it doesn’t? Here are a few steps you can take toward finding a resolution, rather than cancelling the entire transaction. What Exactly Does a... Read More

Ring in the Possibilities with a Refinance

December 30, 2019 3:07 pm Published by Comments Off on Ring in the Possibilities with a Refinance

The start of a new year means it’s time for a new set of goals to accomplish and new list of things to get done. But did you know that, on average, only 8 percent of New Year’s resolutions made are actually achieved? Let’s change that in 2020! A home loan refinance could open up... Read More

What to Know Before Buying a Home

December 16, 2019 4:17 pm Published by Comments Off on What to Know Before Buying a Home

Buying a home is likely one of the biggest purchases you’ll ever make. With such a daunting road ahead, where do you even begin? That’s where we come in! We’re here to be a resource for all homebuyers as you begin your journey to homeownership. What to Know Before Buying You should meet with a... Read More

How to Find the Right Real Estate Agent for You

November 27, 2019 8:51 am Published by Comments Off on How to Find the Right Real Estate Agent for You

Sometimes the most difficult part of buying a home is simply knowing where to start. That’s why it’s crucial to have a team of professionals guiding you every step of the way. Your real estate agent and mortgage lender should be educated, informed, and willing to find the ideal long-term solution that meets your wants... Read More

Central Oregon Moving Guide

November 25, 2019 1:14 pm Published by Comments Off on Central Oregon Moving Guide

There’s nothing quite like Central Oregon. From scenic hikes to snowy slopes, there’s something special for everyone. If you’re searching for a new place to call home, here are a few cities that top our list. Bend There’s so much to do in Bend, you’ll hardly have enough time in your day to experience it... Read More

FHA Home Repair Guidelines

November 22, 2019 1:56 pm Published by Comments Off on FHA Home Repair Guidelines

It’s common among homebuyers to overlook the benefits of government-insured loans. Some borrowers aren’t even aware of loan options outside of conventional products. From smaller down payment requirements and less-stringent rules about credit scores, there are plenty of benefits that come with FHA, USDA*, and VA (government-insured) loans. However, the loan process does look a little... Read More