Author Archives for Carlie Ortiz

Easy Ways to Make Your Home Energy Efficient This Summer

May 22, 2020 8:10 am Published by Comments Off on Easy Ways to Make Your Home Energy Efficient This Summer

As we transition into summer, it’s an excellent time to tidy up, prep your yard for warmer weather, and remain energy conscious. Did you know something as simple as swapping out incandescent bulbs with green bulbs around your house could save an average of $240 a year, just on your electricity bill? Not only does living green... Read More

How to Get Denied for a Home Loan

May 21, 2020 2:28 pm Published by Comments Off on How to Get Denied for a Home Loan

You got us. No one wants to be denied for a home loan, but unfortunately, small mistakes can leave borrowers wondering what happened and how they could have avoided it. Did you know almost 40% of Americans agree that buying a home is the most stressful event of modern life? Navigating the homebuying process ranked... Read More

Beating Out Your Competitors in a Multi-Offer Situation

May 21, 2020 2:19 pm Published by Comments Off on Beating Out Your Competitors in a Multi-Offer Situation

As state restrictions slowly begin to lift, homebuyers will likely find themselves in a unique position. Though experts debate whether it will be a buyer’s or sellers-market at the end of this pandemic, it’s best to prepare for both scenarios. Understanding your market will also prepare you for difficult situations, such as going up against... Read More

Helpful Apps for Homebuyers

May 15, 2020 10:00 am Published by Comments Off on Helpful Apps for Homebuyers

Did you know there are (literally) thousands of apps to help buyers and sellers find their dream home, list their current property, and master that special new-home decor? Although it’s nice to have such a variety to choose from, it can also be incredibly overwhelming. On average, 50% of homebuyers found the home they purchased online,... Read More

Condos vs. Townhouses: How Their Differences Effect Financing

May 14, 2020 12:37 pm Published by Comments Off on Condos vs. Townhouses: How Their Differences Effect Financing

When it comes to getting a mortgage, even the smallest details matter. Not only does the financial profile of the borrower impact the application process, but the type of home in question will also make a difference. Condominiums and townhouses have multiple, fundamental similarities, but it’s their unique traits that change the financing options available.... Read More

Will My Spouse’s Credit Score Change My Loan Options?

May 14, 2020 8:30 am Published by Comments Off on Will My Spouse’s Credit Score Change My Loan Options?

There are far too many misconceptions circulating about what happens to credit* after people get married. Some of them are more like urban-legends, including plummeting credit scores if your spouse has a heavy load of debt such as student loans. Nothing could be further from the truth. Despite this type of over-the-top misinformation, there may... Read More

What You Need to Know About Mortgage Forbearance

May 11, 2020 2:04 pm Published by Comments Off on What You Need to Know About Mortgage Forbearance

In light of recent world events, President Donald Trump signed a $2.2 trillion economic rescue package into law on March 27th. The Coronavirus Aid, Relief, and Economic Security (CARES) Act put two protections in place for homeowners with federally backed mortgages: Foreclosure moratorium A right to forbearance for homeowners experiencing financial hardship due to COVID-19... Read More

7 Projects That Can Increase Curb Appeal

May 8, 2020 10:57 am Published by Comments Off on 7 Projects That Can Increase Curb Appeal

The sun is shining, the days are getting longer, and the flowers are in full bloom. The summer months are the perfect time to dive into all the projects you put off during the cold, wet weeks of winter. So, where do you begin? We have to admit that some DIY projects are simply not... Read More

Questions You Should Ask Before Making an Offer

May 7, 2020 4:29 pm Published by Comments Off on Questions You Should Ask Before Making an Offer

You’ve applied for a mortgage. You found your dream home. Now, it’s time to compose a competitive, concise offer letter, right? Well, yes and no. Buying a home is likely one of the most significant decisions you’ll ever make, so it’s essential to get all the facts before making a strong commitment. Keep in mind... Read More

DIY Home Projects to Avoid

May 1, 2020 11:44 am Published by Comments Off on DIY Home Projects to Avoid

If you’ve ever watched HGTV and thought to yourself, “I should try that,” you’re not alone. On average, more than 1.6 million viewers tune in to popular fixer-upper shows that encourage viewers to literally “try this at home.” Although some home renovations have the potential to add home value, not every project you try will... Read More