Have you ever considered flipping a house… and then immediately given up on the idea? Us, too. Turning a house from drab to fab is no overnight task, but in the end, it could be worth the time and money you spend. There’s home-flipping potential in every state in America, but financial experts have compared... Read More
It’s no secret that one of the key factors to impact your loan application is your credit score, so it’s important to continuously monitor and work toward improving your number. Each person is entitled to one free credit report every 12 months from the three major credit bureaus. It’s up to you to determine when you... Read More
What doors could open for you if you stayed (or worked toward becoming) debt-free in 2020? We know this is no easy feat, but we do have a few tips to help you accomplish financial freedom this year. As always, we recommend speaking with a financial advisor for questions regarding your specific situation. 1. Think... Read More
Home inspections are an important step in the home buying and selling process. It’s in the best interest of both parties that the inspection process goes well, so what happens when it doesn’t? Here are a few steps you can take toward finding a resolution, rather than cancelling the entire transaction. What Exactly Does a... Read More
The start of a new year means it’s time for a new set of goals to accomplish and new list of things to get done. But did you know that, on average, only 8 percent of New Year’s resolutions made are actually achieved? Let’s change that in 2020! A home loan refinance could open up... Read More
Buying a home is likely one of the biggest purchases you’ll ever make. With such a daunting road ahead, where do you even begin? That’s where we come in! We’re here to be a resource for all homebuyers as you begin your journey to homeownership. What to Know Before Buying You should meet with a... Read More
The busyness of the holidays usually means present exchanges, shared meals, and time spent with friends and family. It can be easy to put off planning for the new year. Even though it’s tempting, we encourage you to make time to review your budget for the upcoming year. One account that homeowners tend to forget about... Read More
Sometimes the most difficult part of buying a home is simply knowing where to start. That’s why it’s crucial to have a team of professionals guiding you every step of the way. Your real estate agent and mortgage lender should be educated, informed, and willing to find the ideal long-term solution that meets your wants... Read More
There’s nothing quite like Central Oregon. From scenic hikes to snowy slopes, there’s something special for everyone. If you’re searching for a new place to call home, here are a few cities that top our list. Bend There’s so much to do in Bend, you’ll hardly have enough time in your day to experience it... Read More
It’s common among homebuyers to overlook the benefits of government-insured loans. Some borrowers aren’t even aware of loan options outside of conventional products. From smaller down payment requirements and less-stringent rules about credit scores, there are plenty of benefits that come with FHA, USDA*, and VA (government-insured) loans. However, the loan process does look a little... Read More