Author Archives for Allison Pruitt

How to Tackle Debt but Still Maintain Credit

January 30, 2020 3:33 pm Published by Comments Off on How to Tackle Debt but Still Maintain Credit

Is your credit score suffering due to too much debt compared to your available credit limits? We’ve come up with three tips for how you can manage your debt load while maintaining a credit profile. Stop Accumulating Debt If you have several credit cards with high-interest rates and your debt is snowballing out of control,... Read More

How Well Do You Know Your VA Loan?

November 19, 2019 4:51 pm Published by Comments Off on How Well Do You Know Your VA Loan?

Veterans put their lives on the line to defend America’s freedom, and as a token of respect for their service, the U.S. Department of Veterans Affairs offers special features for veterans who want to own a home. If you’re a qualified veteran, the dream of owning a home can be achieved with ease through PRM’s VA... Read More

group camping

Camping Tips for Happier Trips

May 31, 2019 10:31 am Published by Comments Off on Camping Tips for Happier Trips

With the increase in nice weather lately, a lot of people are gearing up for the camping season. Camping is a great way to get away from it all, but it doesn’t have to be a completely primitive experience. Whether you’re an experienced pro, or this is your first excursion, we’ve compiled eight great camping... Read More

staging the living room

Sellers: Why You Should Consider Staging Your Home

May 30, 2019 3:51 pm Published by Comments Off on Sellers: Why You Should Consider Staging Your Home

You probably love the way you’ve styled your home during the time you’ve lived there, but have you considered how it might appeal to a prospective buyer? Now that you’re getting ready to sell, have you considered staging your home? Staging is the process of preparing a residence for sale. The primary goal is to... Read More

couple discussing mortgage lingo

Mortgage Lingo Phrases to Know

May 29, 2019 3:48 pm Published by Comments Off on Mortgage Lingo Phrases to Know

Listening to a mortgage-industry professional can be like trying to decipher a foreign language. What does all the mortgage lingo mean? How does it apply to your specific financial situation? How can you feel comfortable making what is potentially the biggest financial investment of your life if you don’t even understand the terminology that’s being... Read More

considering buying in spring

Buying A Home This Spring? What to Expect

May 28, 2019 4:23 pm Published by Comments Off on Buying A Home This Spring? What to Expect

Spring is a great time to buy a house since the housing market remains highly active throughout both spring and summer. The season often kicks off like the frenzy of an Indy 500 race but eases into the more even-paced rhythm of a marathon, with competitive negotiations and people setting down roots in new homes.... Read More

Memorial Day

Memorial Day: So Much More Than a Day Off Work

May 24, 2019 3:25 pm Published by Comments Off on Memorial Day: So Much More Than a Day Off Work

Sales, three day weekends, BBQs … that’s what Memorial Day is all about to some people. But do you know why this day is a federal holiday? Today we’re going to give you a brief history of the holiday to put it into perspective. This Memorial Day, we also urge you to take a moment... Read More

woman setting access level for home she's selling

Selling Your Home: Access Matters!

May 22, 2019 3:35 pm Published by Comments Off on Selling Your Home: Access Matters!

We’ve confirmed that spring is the best time to sell your home and that both spring and summer are hot times in the real estate market. With those positive factors working for you, are there reasons why your home hasn’t sold yet if it’s been on the market for a while? Maybe you’re not providing... Read More

jumbo interest-only

Jumbo Interest-Only ARM Loan

May 21, 2019 4:19 pm Published by Comments Off on Jumbo Interest-Only ARM Loan

Alternative Advantages Are you looking for a resource for a jumbo loan, but with a smaller payment than the traditional Principal, Interest, Taxes, and Insurance (PITI)? As part of our Alternative Advantage Program, PRM offers a Jumbo Interest-Only Adjustable Rate Mortgage. Why Would Anyone Want an Interest-Only Mortgage? There are various reasons why someone would... Read More

graduates without leis

Graduation Gift Idea: DIY Money Lei

May 17, 2019 4:19 pm Published by Comments Off on Graduation Gift Idea: DIY Money Lei

With the projected number of high school graduates at around 2.5 million for 2019, and approximately 3 million projected to receive Associates or Bachelor’s degrees, chances are you know someone who is graduating this year. Graduation notices and party invites have probably started rolling into your mailbox by now. What should you give the graduate?... Read More