Author Archives for Allison Pruitt

Fair Housing is required for everyone

Fair Housing Month: What Does it Mean?

April 23, 2019 4:40 pm Published by Comments Off on Fair Housing Month: What Does it Mean?

April is National Fair Housing Month, due to the Fair Housing Act becoming a law on April 11, 1968. This also ties into remembrance of the assassination of Rev. Dr. Martin Luther King Jr. The connection is a result of his contributions to the Civil Rights Movement, which included fighting for equality in housing. President... Read More

homes on the spring buyers market

Spring Buyer’s Market 2019: An Overview and Analysis

April 22, 2019 3:58 pm Published by Comments Off on Spring Buyer’s Market 2019: An Overview and Analysis

You may have heard or read somewhere that spring is the best time to buy a home. But why? Overall, the inventory increases in the spring. The current median sale prices remain relatively stable, so you’re less likely to be outbid beyond your optimal price range. Today we will start with a look at the... Read More

blowing dandelions may trigger spring allergies

Spring Allergies: Overview and Relief Options

April 19, 2019 12:47 pm Published by Comments Off on Spring Allergies: Overview and Relief Options

When it comes to spring and the increase in blooming vegetation, people tend to fall into two categories: those who walk around basking in the amazing fresh scents, and those who can’t smell anything due to their spring allergies. According to the Asthma and Allergy Foundation of America (AAFA), the top 10 most challenging places... Read More

happy man spring cleaning

Spring Cleaning Tips That Won’t Break the Bank

April 18, 2019 3:01 pm Published by Comments Off on Spring Cleaning Tips That Won’t Break the Bank

If you were to try word association with the word “spring,” what would be the next word? Fling? Flowers? Rain? Cleaning? The flowers and the rain are fairly self-sufficient, and we have no dancing skills to speak of, so today we’re going to address spring cleaning! It may not be your favorite pastime, but spring... Read More

celebrating completion of loan timeline

Your Loan Timeline: From Offer Through Closing

April 15, 2019 4:37 pm Published by Comments Off on Your Loan Timeline: From Offer Through Closing

We understand that buying a home is one of the most important transactions of your life. We also understand that it has the potential to be one of the most complicated transactions in your life. For that reason, one of our primary goals at Pacific Residential Mortgage is to simplify the process as much as... Read More

Silk Dye Eggs around PRM Logo

Silk Dye DIY: How To Create Mess-Free Easter Eggs

April 12, 2019 1:50 pm Published by Comments Off on Silk Dye DIY: How To Create Mess-Free Easter Eggs

Have you ever found yourself looking at someone else’s gorgeous Easter Eggs and wondering how much time, effort, and money that project took? Want the look of dyed eggs minus the unpleasant addition of dyed fingers, clothing, and furniture? We’ve come across an amazing innovative method for silk dye Easter Eggs. It’s mess-free, simple, and... Read More

Young couple working on their Fixer-Upper

Fixer-Upper Financing Options

April 11, 2019 3:19 pm Published by Comments Off on Fixer-Upper Financing Options

After five seasons, seventy-nine episodes, and oodles of memorable moments, HGTV’s fan favorite “Fixer Upper” came to an end in 2018. Chip and Joanna Gaines taught us all about demo and décor. However, they never really addressed the financing side of fixer-uppers. Conveniently, that’s where Pacific Residential Mortgage can help you out! We offer three... Read More

Student Loans can't get these two people down.

How Do Student Loans Affect Your Mortgage Application

April 9, 2019 4:28 pm Published by Comments Off on How Do Student Loans Affect Your Mortgage Application

Student loans seem to be more and more common these days. The Institute for College Access and Success (TICAS) reported in 2018 that nationally, 65% of seniors graduating from public and private nonprofit colleges had student loan debt. This data does not account for graduates of for-profit colleges, which have even higher percentage rates of... Read More

easter egg fun

Easter Egg Hunt Round Up 2019

April 5, 2019 3:47 pm Published by Comments Off on Easter Egg Hunt Round Up 2019

While it seems like spring just started, we’re already looking at Easter coming up quickly! Easter falls on April 21st this year, and we’ve compiled a list of Easter Egg Hunts near all of our PRM branch locations. Venessa Eck and the Egg Hunt For Hope Before we list out all the events, we’d like... Read More

Happy recipients of section 184 loan

Section 184: Home Loans Exclusively for Native Americans

April 4, 2019 1:16 pm Published by Comments Off on Section 184: Home Loans Exclusively for Native Americans

The Section 184 Loan Guarantee Program is exclusively available for Native Americans or Alaska Natives as members of federally recognized tribes. The Housing and Community Development Act of 1992 created this program to address the lack of mortgages in Indian Country. Why is mortgage lending unavailable in Indian Country? The majority of the land in... Read More