Sometimes it seems like managing a clean credit profile is an impossible task. With the number of items that factor into a person’s credit score, how are you supposed to keep it all balanced? At PacRes, we recognize that credit profiles and scores are complicated, but we’re here to help make this topic easier to... Read More
If you’re in the market to buy a house, and you need a low down payment loan, you’ve probably heard the phrase “mortgage insurance” mentioned at some point. But what is mortgage insurance, why do you need it, when does it go away, and how do you get rid of it? What is Mortgage Insurance?... Read More
Are you expecting a tax refund this year? Before you decide to spend it on a new pool table or jet ski, consider the fact that you could put those funds toward buying a home instead! Here are three ways that your tax refund could be used to bring you closer to your goal of... Read More
You probably love the way you’ve styled your home during the time you’ve lived there, but have you considered how it might appeal to a prospective buyer? Now that you’re getting ready to sell, you should consider staging your home. Staging is the process of preparing a residence for sale. The primary goal is to... Read More
We know that buying a home is one of the most important transactions of your life. We also understand that it has the potential to be one of the most complicated transactions in your life. For that reason, one of our primary goals at Pacific Residential Mortgage is to simplify the process as much as... Read More
Is your credit score suffering due to too much debt compared to your available credit limits? We’ve come up with three tips for how you can manage your debt load while maintaining a credit profile. Stop Accumulating Debt If you have several credit cards with high-interest rates and your debt is snowballing out of control,... Read More
Veterans put their lives on the line to defend America’s freedom, and as a token of respect for their service, the U.S. Department of Veterans Affairs offers special features for veterans who want to own a home. If you’re a qualified veteran, the dream of owning a home can be achieved with ease through PRM’s VA... Read More
Buying a home is an excellent way to build your net worth, especially if you consider buying a multi-unit home instead of a single-family one. Multi-unit homes offer the unique advantage of providing you with a place to live as well as a source of income. With multiple financing options available for duplexes, tri-plexes, and... Read More
With the increase in nice weather lately, a lot of people are gearing up for the camping season. Camping is a great way to get away from it all, but it doesn’t have to be a completely primitive experience. Whether you’re an experienced pro, or this is your first excursion, we’ve compiled eight great camping... Read More
You probably love the way you’ve styled your home during the time you’ve lived there, but have you considered how it might appeal to a prospective buyer? Now that you’re getting ready to sell, have you considered staging your home? Staging is the process of preparing a residence for sale. The primary goal is to... Read More