Get to Know Samantha Wikoff, CMA
I am a licensed Mortgage Advisor and Regional Manager of the Southwest and joined the PacRes team with my husband, Tim, in January 2022.
I live in Arizona and am licensed in Alabama, Arizona, California, Florida, Georgia, Idaho, Indiana, Montana, New Mexico, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Washington and Wisconsin.
I launched my mortgage career more than two decades ago as a receptionist and have worked my way up through ranks.
I met Tim while working in the industry, and together, we're excited to use our combined knowledge to help you achieve the homeownership dream.
Whether you are buying, selling, refinancing, or building your dream home, we believe it matters who you work with. We operate and run our own operations team, giving us, our referral partners, and our clients the leverage that is needed in a competitive market.
Wikoff Team isn't just another lender team or name--it's a brand. Our brand means that we deliver on our promises and that our clients and our referral partners are more than just a transaction.
Together with our referral partners, we are on a mission to guide our clients as they make one of the most or the most important financial decision of their lives.
When we're not in the office, we enjoy spending time outdoors with our two boys and our three dogs. We like to fish, play football, ride dirt bikes, and visit the mountains. We're also passionate about giving back to our community, including through volunteer services at our local schools.
Reverse Mortgage Specialist
Why Choose a Certified Reverse Mortgage Specialist?
I’ve received extensive training on all lending options available to eligible reverse mortgage clients and have a deep understanding of specific loan programs and underwriting requirements. I’m familiar with each program’s unique features and benefits and how you can use a reverse mortgage as an effective retirement planning tool.
Leverage One of Your Largest Assets
As a Certified Reverse Mortgage Specialist, I’ll help you incorporate your home’s equity into your retirement plan—whether you want to improve monthly cash flow, access funds for long-term care, or manage returns in your retirement accounts, there are countless ways to utilize home equity to meet your needs.
The reverse loan is a non-traditional mortgage program, so I set aside time to consult with my clients to ensure they fully understand the nature of this product. We’ll work together to identify your unique needs and create a customized solution for your life.
What is a Certified Mortgage Advisor?
Why Choose a Certified Mortgage Advisor?
As a Certified Mortgage Advisor, I have been extensively trained in all aspects of mortgage-backed securities, treasuries, and bonds. I provide a hands-on client experience that allows me to fully assess a client's financial picture, understand their future goals, and design a mortgage product to meet those needs.
Personal Wealth Creation
As a CMA, my role is to help clients understand how to use mortgage debt to build sustainable lifelong wealth. I pride myself in assisting clients in creating wealth and retirement strategies that can help them better understand the time value of money and make sure they are on the right path to reach their financial goals.
You're in Good Hands
I take a customized approach to every transaction. We take the necessary time to educate and advise on the multiple loan products available. After identifying mortgage strategies, we educate each scenario's pros and cons and help determine the best loan option to help achieve both short-term and long-term goals.
For a small-town vibe with big city amenities, you’ve come to the right place—Surprise, a 45-minute drive from Phoenix, is the spring training home of the Texas rangers and Kansas City Royals. There are also a lot of great places to eat, including local produce from the Pitchfork Farmers Market.
Winters are mild and warm, but if you enjoy the snow, there are several ski resorts less than a half day’s drive away.
Further out, there’s plenty of open space to explore, from the Sonoran Desert and White Tank Mountain, to Lake Pleasant. Closer to home, there’s the Litchfield Park Wildlife World Zoo—home to 3,000 animals and 600 different species—and Surprise Lake, the perfect spot for picnic, a boat ride, or a day on the water with friends.
I felt like I was treated like family, great communication and helping me with any questions I had.
A co-borrower is a person who accepts partial responsibility for repaying a loan. In some...