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Meet Michael Gallagher

Michael Gallagher

Branch Manager/Sr. Mortgage Advisor

NMLS-240070

Roseville

1410 Rocky Ridge Drive, Suite #140

Roseville, CA 95661

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Reverse Mortgage Specialist

Why Choose a Certified Reverse Mortgage Specialist?

I’ve received extensive training on all lending options available to eligible reverse mortgage clients and have a deep understanding of specific loan programs and underwriting requirements. I’m familiar with each program’s unique features and benefits and how you can use a reverse mortgage as an effective retirement planning tool.

Leverage One of Your Largest Assets

As a Certified Reverse Mortgage Specialist, I’ll help you incorporate your home’s equity into your retirement plan—whether you want to improve monthly cash flow, access funds for long-term care, or manage returns in your retirement accounts, there are countless ways to utilize home equity to meet your needs.

Personalized Service

The reverse loan is a non-traditional mortgage program, so I set aside time to consult with my clients to ensure they fully understand the nature of this product. We’ll work together to identify your unique needs and create a customized solution for your life.

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MY BRANCH

Roseville

Located in Central California, Roseville is about 16 miles northeast of Sacramento. It has roots in railroads, growing into a facilities center in the early 1900s. It remains a hub for passenger travel and shipping.

Today, Roseville attracts families and seniors and is a popular shopping destination, offering access to many outdoor activities, including Golfland Sunsplash, an amusement and water park, and Maidu Regional Park, a large green space.

The Roseville Telephone Museum celebrates antique telephones and memorabilia, showcasing more than a century of communications technology.