Get to Know John Kramer
Hi, I’m a Mortgage Advisor from Orange County, California, and I joined the PacRes team in November, 2022.
With more than 25 years of mortgage industry experience, I know that mortgages aren’t a “one-size-fits-all” solution—that’s why I’ve committed my career to helping current and future homeowners take confident next steps towards achieving their long-term financial goals!
I take a customer-oriented approach and have a passion for investor-based programs, including fix-and-flip loans, and home financing options to help borrowers develop and maintain wealth through retirement.
On a personal note, I love watching football, staying active at the gym and outdoors, and I’m a huge gaming fan; above all else, I enjoy visiting with my brother, three sisters, and nieces and nephews.
I crave opportunities to educate, problem solve, and provide you with 5-star customer service. I look forward to providing knowledge and guidance as a mortgage partner for life!
Nestled between San Diego and Los Angeles, Carlsbad has beautiful beaches, tasty restaurants, and family-friendly getaways, including LEGOLAND California Resort.
With a dense suburban feel, Carlsbad is a hub for culture and education, offering top-ranked schools and celebrating music heritage at the Museum of Making Music.
Home to Callaway Golf Company, Titleist, and Odyssey Golf, the city is located near some of the state’s top courses. Carlsbad also offers plenty of other outdoor activities, including surfing, snorkeling, or swimming at South Carlsbad State Beach, fields of flowers at Carlsbad Ranch, or hiking at Leo Carrillo Ranch Historic Park.