Meet John Kramer

Hi, I’m a Mortgage Advisor from Orange County, California, and I joined the PacRes team in November, 2022.

With more than 25 years of mortgage industry experience, I know that mortgages aren’t a “one-size-fits-all” solution—that’s why I’ve committed my career to helping current and future homeowners take confident next steps towards achieving their long-term financial goals!

I take a customer-oriented approach and have a passion for investor-based programs, including fix-and-flip loans, and home financing options to help borrowers develop and maintain wealth through retirement.

On a personal note, I love watching football, staying active at the gym and outdoors, and I’m a huge gaming fan; above all else, I enjoy visiting with my brother, three sisters, and nieces and nephews.

I crave opportunities to educate, problem solve, and provide you with 5-star customer service. I look forward to providing knowledge and guidance as a mortgage partner for life!