Get to Know Erica Floro
I am a Sr. Mortgage Advisor from Albany, OR, with a knack for numbers and a passion for helping others. I take a hands-on, proactive approach with every client and pride myself on helping homeowners make smart choices before, during, and after the home loan process.
In this rapidly changing marketplace, I believe that every homebuyer needs a qualified mortgage expert to answer their questions. If given the chance, I promise to help you grow wealth over time, reduce debt, and plan proactively for the future.
In high school, I enjoyed playing volleyball and the opportunity it gave me to listen and provide leadership on and off the court. As a Mortgage Advisor, I continue to listen and lead, providing 5-star customer service as we work together to secure your long-term financial goals.
When I'm not in the office, I enjoy spending time with loved ones, volunteering, coaching volleyball, meeting new people, and exploring the Willamette Valley.
Whether you're looking to purchase your first home, your forever home, or an investment property, trust me to help you take a confident next step.
Reverse Mortgage Specialist
Why Choose a Certified Reverse Mortgage Specialist?
I’ve received extensive training on all lending options available to eligible reverse mortgage clients and have a deep understanding of specific loan programs and underwriting requirements. I’m familiar with each program’s unique features and benefits and how you can use a reverse mortgage as an effective retirement planning tool.
Leverage One of Your Largest Assets
As a Certified Reverse Mortgage Specialist, I’ll help you incorporate your home’s equity into your retirement plan—whether you want to improve monthly cash flow, access funds for long-term care, or manage returns in your retirement accounts, there are countless ways to utilize home equity to meet your needs.
The reverse loan is a non-traditional mortgage program, so I set aside time to consult with my clients to ensure they fully understand the nature of this product. We’ll work together to identify your unique needs and create a customized solution for your life.
What is a Certified Mortgage Advisor?
Why Choose a Certified Mortgage Advisor?
As a Certified Mortgage Advisor, I have been extensively trained in all aspects of mortgage-backed securities, treasuries, and bonds. I provide a hands-on client experience that allows me to fully assess a client's financial picture, understand their future goals, and design a mortgage product to meet those needs.
Personal Wealth Creation
As a CMA, my role is to help clients understand how to use mortgage debt to build sustainable lifelong wealth. I pride myself in assisting clients in creating wealth and retirement strategies that can help them better understand the time value of money and make sure they are on the right path to reach their financial goals.
You're in Good Hands
I take a customized approach to every transaction. We take the necessary time to educate and advise on the multiple loan products available. After identifying mortgage strategies, we educate each scenario's pros and cons and help determine the best loan option to help achieve both short-term and long-term goals.
With an emphasis on arts and theater, Albany is close to the coast, the mountains, and Portland, Oregon’s largest city.
In the summer, head to the park to catch the Mondays and Monteith and River Rhythms concerts series. There are regular community theater shows and musicals year-round.
Staffed by volunteers, the Historic Carousel and Museum is a popular attraction, featuring more than 50 hand-carved animals, ranging from a 7-plus foot tall giraffe to unicorns, dragons, and bears.
Our experience with Erica was outstanding from beginning to end. She was clear and precise, had great communication, and got...
Refinancing is usually done to secure better loan terms than your current loan, like a...