Get to Know Dave Holman, CMA
Mortgage financing comes with a lot of questions. When it comes time to obtain a mortgage, can you count on your own ability to find the right one to match your scenario? Are you aware of the many available loan programs, underwriting guidelines, documentation requirements to prove your qualifications or even the trends in the market? What is a Jumbo? Why would I want to avoid "Private Mortgage Insurance"? What about interest-only? FHA, VA, or Rural housing, Why would I pick one over the other?
Not to stress or worry! Since 1999, I have taken my knowledge and experience and used it to help thousands of customers make informed and educated mortgage decisions. I take the role and responsibility of being an adviser and advocate very seriously. It has been immensely rewarding for me to be able to provide information to others while helping them make positive financial decisions..
In the mortgage industry, customer service should be a given but it isn't. This, I believe, is what sets me apart. Good customer service is expected; Great customer service is appreciated. That is why almost 100% of my business is generated from referrals. My benchmark is very high and I strive to exceed it at every opportunity.
I have earned high remarks and referrals from not only clients I have worked with, but also from realtors, escrow agents, underwriters, appraisers, accountants and financial planners. I use my extensive knowledge and experience in the area of mortgage financing to ensure transactions come together smoothly and in a timely manner.
What is a Certified Mortgage Advisor?
Why Choose a Certified Mortgage Advisor?
As a Certified Mortgage Advisor, I have been extensively trained in all aspects of mortgage-backed securities, treasuries, and bonds. I provide a hands-on client experience that allows me to fully assess a client's financial picture, understand their future goals, and design a mortgage product to meet those needs.
Personal Wealth Creation
As a CMA, my role is to help clients understand how to use mortgage debt to build sustainable lifelong wealth. I pride myself in assisting clients in creating wealth and retirement strategies that can help them better understand the time value of money and make sure they are on the right path to reach their financial goals.
You're in Good Hands
I take a customized approach to every transaction. We take the necessary time to educate and advise on the multiple loan products available. After identifying mortgage strategies, we educate each scenario's pros and cons and help determine the best loan option to help achieve both short-term and long-term goals.
With a gilded pioneer atop its State Capitol building, Salem sits at the heart of the Willamette Valley, offering an historic downtown and a vineyard-covered countryside.
Salem is home to shopping centers, a Riverfront Carousel, and Willamette University. It also has a rich cultural scene, with movies and music at Elsinore Theater and an annual World Beat Festival, organized by the Salem Multicultural Institute.
Nearby, the Enchanted Forest features fairytale fun for the family. In the summer, beat the heat at Walter L. Wirth Lake or play disc golf at Cascades Gateway Park.
Dave Holman and his crew at Pacific Residential Mortgage were a joy to work with, as they facilitated the funding...
If you have the cash and you're planning to stay in your home, buying down...